Joburg Expat: Finding a Good Car Insurance

February 10, 2012

Finding a Good Car Insurance

I often get asked if I can recommend any providers for car insurance in South Africa. I can't, really. All we did when we arrived in South Africa is ask our bank to give us a quote (banks often have an insurance brokerage arm). We used Standard Bank, which is how we came to use Hollard as our insurance for both household goods and the car, but I can't tell you if they are particularly good or bad. They were just the most convenient, and I think the price range is somewhere in the middle.

However, I was writing a "Buying a Car in South Africa" column for Expat Arrivals, and needed to recommend insurance providers. Doing so I came across a very useful website I thought I'd share with you, called Car Insurance South Africa. It has links to the various providers, tips on insurance and road assistance, and a handy list to print out telling you what to do in case of an accident - a must in your glove compartment.

Depending on how expensive your car is, your insurance may insist on a tracking service for your car, such as Tracker or Altech Netstar. Your car may either already be outfitted with a tracker system, and you can just call one of those services to get your account set up, or you will have to take your car into one of their service stations to have it outfitted.

Another thing your insurance company may insist on (or, just like the tracking service, you may want to get on your own accord) is smash-and-grab film. Yes, I'm pretty sure that is what it's called. Unfortunately, smash-and-grabs (where someone will smash in your windshield while standing at a red light and grab your valuables out of the car) are still rather commonplace, and the film helps to keep the pieces of glass together so that no one can reach inside.


Other car-related posts:

Buying a Car in South Africa
Tips on Selling a Car in South Africa
Expat Tip: Always Keep Tire Lock Nut in your Car
Will I need a South African Driver's License (or What to Do When the Cops Stop me)
Six Things to Know about Renewing your Vehicle License Disk

20 comments :

Heidi said...

Wie ist das eigentlich bei euch? Bei uns ist es ja so, dass man sich im Laufe der Jahre einen Schadenfreiheitsrabatt erfährt und wenn man auswandert, dann muss man der neuen ausländischen Versicherung ein Original vorlegen, in dem die schadenfreien Jahre bestätigt werden und dann wird das meist auch anerkannt. Allerdings wird z.B. bei unserer Versicherung, wo ich arbeite, auch wiederum nicht jedes Land anerkannt. Es kann ja nicht sein, dass ihr da wo ihr seid immer von vorne anfangen müsst.

Sine said...

Heidi - das ist ein exzellenter Kommentar, und ich muss zugeben, dass ich mir das noch nie ueberlegt habe! Natuerlich waere es schoen, wenn man sich den Rabatt beibehaelt. Ich glaube aber kaum, dass das hier anerkannt wird, aber ich will mich mal erkundigen. Waere ja gut zu wissen. Ich glaube aber eher, dass es hier einfach nach der Sorte Auto geht, die man faehrt. Und ob man Frau oder Mann ist, und wie alt und sowas.

Aber vielen Dank, das werde ich mal erforschen!

Albert Wood said...

I do hope they could find any way for any bad credit car loan holder. They should give them a chance since papers and legal documents are presented.

James Bradley said...

It's good to know before buy a car insurance is to know well the coverage. Be insured and worry free on handling those claims if we are aware of the insurance function. By providing Auto Insurance Massage DC the skilled licensed massage therapists that helps those who have been injured in a car accident recover from the injuries.

jack mart said...

Thanks for the very useful website links you have given now I can contact with many providers and select the best one for my car insurance. Miami Buy Here Pay Her Car Lots

Timon berg said...

shazCIRS

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Alina John said...
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nancy john said...

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Steven Keltsch said...

There are several ways in which insurance companies serve their customers. And those two are fine use of technology to serve that purpose. I You should get a smash film, though, just for the principle, whether your company requires to do so or not. You do not want anyone to run with the rest of your car after having harmed it already.

Steven Keltsch @ Allied Insurance Managers

Ashley Miller said...

When it comes to searching the right insurance providers, understand what coverage you're looking for. Compare rates and remember that cheap car insurance is not necessarily the best car insurance. You'll want a company that offers great coverage at an affordable price.

If you are looking for an excellent insurance company in Fitchburg MA, I would recommend Foster Insurance. They offer business insurance, home insurance, life insurance and car insurance policies. Great service and the insurance rates are reasonable. We have never had any problems and I am very pleased with them.